Business Loans2018-07-12T17:46:15-07:00
  • Easy to Apply

    Loans as low as $500 for new & existing entrepreneurs.

  • Get Funded

    Easily replenish inventory, hire additional employees, and more.

  • Grow Your Business

    Expand your business in a short time and see the difference!

Solutions Made Specially for Your Business

Microenterprise Loan

$500 - $2,500
  • 6-24 months
  • As low as 8.5% interest rate
  • $25-$50 origination fee

Standard Business Loan

$50,000 - $500,000
  • 6-60 months
  • As low as 8% interest rate
  • 2% – 3% origination fee

VEDC Microloan

$2,500 - $50,000
  • 6-60 months
  • As low as 7.75% interest rate
  • 3% – 5% origination fee
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Specialty Lending Programs

Your business may qualify for additional support, fast approval, and more. See supported programs for more information.

Professional Practice

Supporting physicians, dentists, veterinarians, pharmacists, CPAs, architects, and other professional practices with community-friendly lending services.

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The best financing solution for industrial companies and manufacturing businesses. Get safe, affordable capital for equipment purchases, expansions, debt refinancing, and more.

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SBA Community Advantage

VEDC offers guaranteed Community Advantage loans provided through the U.S. Small Business Administration for startup purchases and working capital.

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Capital for Growing Businesses

Luis Pichardo Sr., Bella Lounge, New York, NY
Fund Uses

Business acquisition, expansion, working capital, inventory, equipment, furniture, and fixtures, owner-occupied commercial real estate, tenant improvements, refinancing of existing debt.

See all fund uses

Loan Terms

Our experts work closely with business owners to determine the best repayment schedule, including possible interest-only phases for specific fund uses.

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We keep processing fees low with smart, knowledgeable staff and a streamlined origination process built for small business success.


Rates for lending programs

We use variable interest rates to provide entrepreneurs with the best market value available and keep repayment costs low.

Simple rates

“VEDC came at a time when I needed them the most.”

Natasha Paul, Evolution: The Green Room Salon

“The VEDC team has been so supportive and amazing. I’m super lucky to have a village around me to help me through.”

Mo Maraveilla, Kindness & Mischief

“We’re looking to give individuals the same opportunity that VEDC gave us.”

Kristopher Shavers, Unbeatable Eatables